Y&F REGIONS

Did you know that South Carolina is not the only Young & Free region in North America? Other 25-and-under crowds have the same questions and concerns about their financial lives as you do.

Young & Free SC is South Carolina Federal Credit Union's ongoing effort to give the 25 and under crowd a voice, a head start and useful information

 

1. GIVING YOUNG PEOPLE A VOICE

We launched Young & Free because we felt strongly that young people were not being well served by large faceless financial institutions. Young people in South Carolina didn't have a voice when it came to getting what they needed financially. So we launched a search for a spokesperson and gave that person a platform: the Young & Free South Carolina website.

In order to listen to and learn from South Carolina youth, our winning 2009 Spokesperson will encourage dialogue in many ways on the Young & Free South Carolina website. You can:

Not only do we hear directly from you about what's important to you, EVERY interaction on our site earns you extra entries into our monthly prize draws.

Our Spokesperson will be a full-time South Carolina Federal Credit Union employee. His or her job will include travelling, attending and speaking at events throughout the state and posting daily blog entries and weekly video blogs on the Young & Free South Carolina website. This means he or she's looking for YOU to get your thoughts and opinions about what you need from your financial institution.

The ultimate goal of Young & Free is to help our credit union connect with young people and to help us really understand how we can serve the under 25 South Carolina crowd better than any other financial institution.

If you think you've got what it takes to be the voice of South Carolina's under 25 crowd, make sure to get your application in before the deadline!

2. GIVING YOUNG PEOPLE A HEAD START

It’s all about you! Introducing South Carolina Federal Credit Union’s MY Accounts.

MY Accounts* for 18-25 year olds:

MY Checking includes:

  • Oops Refunds – Everyone makes mistakes every now and then. As you get familiar with your checking account we will give you one FREE fee refund per quarter. Simply tell us when you need it.
  • FREE online account access (iTeller)
  • FREE mobile access (iTeller Mobile)
  • FREE budgeting tool (FinanceWorks)
  • FREE check
  • FREE instant issue debit card (MasterMoney® Checking Card) – We have a selection of colors to choose from
  • No monthly maintenance fees

MY Savings includes:

  • FREE money - the first $1,000 on deposit earns extra dividends every quarter
  • Can be used as overdraft protection

MY Whatever Savings includes:

  • FREE money - the first $1,000 on deposit earns extra dividends every quarter
  • The ability to “name it” yourself. You determine what you are saving for: My Car, My iPod or whatever is important to you!
  • You determine how often and how much you save

*Opening deposits and related rates and fees may apply.

If you are between 18 and 25 years of age, you qualify! Fill out the simple application form and we'll contact you to get you set up, or you can visit any of our branches to open an account.

3. GIVING YOUNG PEOPLE USEFUL INFORMATION

So many banking sites tell young people what they should be doing – and in the most boring ways! The Young & Free South Carolina Spokesperson has a platform to answer questions and concerns that come directly from YOU! And South Carolina Federal Credit Union is always there in the background, listening and responding, making sure the products we offer match your real needs.

But your whole life isn't just about finding out how to avoid identity theft, or how to live on a budget now that you're living away from home. It's about living! And that's why it's also our Spokersperson's job to hunt down and share the fun things that matter to you! The typical financial institution won't waste space on cool stuff like that – so enjoy this website, your personal portal to everything that is Young & Free!

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Content on this site is licensed under a Creative Commons Attribution 3.0 License. Copyright © 2009, SC Federal Credit Union and Currency Marketing. All rights reserved. Content is provided as information only and is not intended to serve as advice or representation whatsoever. Investigate these topics further by contacting appropriate advisors.