A friend of mine recently asked about easy ways to repair or build a credit history! I asked around at the credit union and found out about these "secured share loans." Basically it seems you can just pay $25 bucks or so over two years to gain an account in good standing on your credit history! How easy is that?

If you are worried about your credit report being not-so-great, these are a really good starter loan to commit to. As always, you can go to annualcreditreport.com to check out one of your three free yearly credit reports in a matter of minutes.

Josh

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