South Carolina Federal is there for its members, understanding everyone's need to live more simplified lives. We help people in all walks of life to prepare for life's challenges and to enjoy its rewards. Our full range of financial services includes savings and investments, checking, credit cards and loans. We offer a personable environment, with convenience unsurpassed in our area. Our team's entire focus is on personally providing the products, services, tools and forward thinking that allow members to focus on making their lives more satisfying. We've been around since 1936 and we are committed to staying one step ahead of your needs.

Credit union membership is ownership. We are not-for-profit organization and exist only for the financial benefit of our membership. As a result, South Carolina Federal is able to pay competitive dividends on savings and offer attractive interest rates on loans.

As a federally chartered credit union, organized under strict regulatory laws, our operations are monitored and enforced by the National Credit Union Administration, an agency of the U.S. Government. Your shares are insured by the National Credit Union Share Insurance Fund (NCUSIF), an arm of National Credit Union Administration (NCUA).

Amazing access

You are always close to your money at South Carolina Federal Credit Union. We serve more than 155,000 members from 17 branches, and more than 75 ATMs throughout Charleston, Columbia and Georgetown. In addition, South Carolina Federal is part of the CO-OP Network of more than 28,000 surcharge-free ATMs nationwide.

Who can join?

Anyone who lives, works, worships or attends school in Dorchester, Berkeley, Charleston, Clarendon, Calhoun or Georgetown counties, and most of the Columbia area, is eligible to join.

More information about South Carolina Federal can be found at scfederal.org or on the SiMPLE CENTS blog at simplecentsblog.org.